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Risk Management
Risk Management — 04

Third-Party Risk Management

Your organisation is only as resilient as the vendors and partners it depends on.

We help regulated institutions build TPRM programs that are proportionate, operational, and aligned to Canadian regulatory expectations — from FCAC through to CIRO.

The Context

Financial institutions increasingly rely on third parties — technology providers, data vendors, outsourced service providers, and cloud platforms — to deliver critical business functions. Each relationship introduces risk: operational, regulatory, reputational, and financial.


Regulators across Canada are sharpening their expectations. FCAC, FINTRAC, and CIRO all expect regulated entities to demonstrate that third-party dependencies are identified, assessed, monitored, and managed — not simply listed in a contract register.

Our Approach — Three Principles

Proportionality

Not every vendor carries the same risk. Tiering frameworks direct the most rigorous scrutiny toward relationships that matter most — critical service providers, data processors, and vendors with limited substitutability.

Operationality

Every framework is designed to be executed by your team, not maintained by consultants. Assessments are structured to be efficient, templates are repeatable, monitoring programs align to your existing governance rhythm.

Regulatory Alignment

Programs are designed around the obligations you actually hold — FCAC consumer protection, FINTRAC third-party obligations, CIRO requirements, and PIPEDA data handling standards. Not generic frameworks applied from the outside.

Framework Design

What We Deliver

End-to-end framework components designed for regulatory compliance and operational reality.

01

Vendor Inventory & Tiering

Complete, risk-tiered register of all vendors categorised by criticality, data access, and substitutability.

02

Due Diligence Framework

Pre-onboarding assessment templates by risk tier — covering financial stability, information security, BCP, and regulatory compliance.

03

Risk Assessment

Scored inherent and residual risk assessments per vendor incorporating likelihood, impact, and control effectiveness.

04

Contract & SLA Review

Evaluation against risk management expectations — right-to-audit clauses, data handling provisions, and exit obligations.

05

Ongoing Monitoring Program

Defined monitoring cadence per risk tier, performance KPIs, trigger-based reassessment protocols, and escalation procedures.

06

Concentration Risk Analysis

Identification of single points of failure across your vendor portfolio, including fourth-party dependencies.

07

Exit & Contingency Planning

Documented exit strategies and substitution plans for critical vendors, aligned to BCP and operational resilience requirements.

08

TPRM Tool Implementation Support

Expert advisory support for organisations implementing a TPRM platform — requirements definition, data migration, workflow configuration, UAT, and go-live support.

09

Governance & Reporting

Committee-ready reporting, risk appetite alignment, and board-level visibility into third-party risk exposure.

10

Program Documentation

Policies, procedures, and templates structured for independent maintenance post-engagement.

Technology Integration

TPRM Tool Implementation Support

Many organisations select a TPRM platform and then find the software vendor's implementation support does not cover the risk management expertise needed to configure it correctly. Yuwa Solutions bridges that gap — providing the TPRM subject matter expertise that technology vendors cannot.

01

Requirements Definition

Translate your TPRM framework requirements into platform configuration specifications — vendor tiering logic, workflow design, risk scoring models, and reporting structures.

02

Data Migration Support

Assess existing vendor data, define data cleansing and migration standards, and validate data integrity before go-live.

03

Workflow Configuration Advisory

Review and advise on platform workflow configuration to ensure it mirrors your approved TPRM methodology — not the tool's default settings.

04

User Acceptance Testing (UAT)

Design UAT scripts based on real-world scenarios, facilitate testing with your risk team, and document defects against methodology expectations.

05

Go-Live & Stabilisation

Support the go-live transition, triage issues in the stabilisation period, and ensure the platform is producing accurate risk outputs from day one.

06

Training & Handover

Train your risk and compliance team on the platform in the context of your TPRM methodology — not just the software features.

What Success Looks Like

  • A complete, risk-tiered vendor inventory giving leadership an accurate picture of third-party exposure at any point in time.
  • Due diligence processes embedded into procurement and onboarding — not bolted on after contracts are signed.
  • A monitoring program that produces meaningful signals, not just documentation.
  • Concentration risk identified and actively managed, with contingency plans for critical vendors.
  • Regulators and internal audit can trace how every significant third-party relationship is assessed, monitored, and governed.
  • Where a TPRM platform has been implemented, it is configured to reflect your methodology — not the tool's defaults.
  • Your team owns and maintains the program independently after the engagement ends.
Who It's For

Target Audience

Chief Risk Officers, operational risk teams, compliance functions, and procurement leaders at regulated financial institutions — banks, lenders, investment dealers, and fintechs — that need to build or mature their third-party risk management capability in line with Canadian regulatory expectations.

Also relevant for large corporates with complex supply chains or significant technology outsourcing where third-party failure would have material operational or reputational consequences.

Organisations that have selected or are implementing a TPRM platform and need risk management expertise to complement their software vendor's technical implementation support.

Ready to secure your third-party ecosystem?

Contact us to discuss how we can build visibility and control into your vendor lifecycle.

Contact Us